If you live in Ann Arbor, MI and are looking for an auto insurance policy try using our free Ann Arbor car insurance quote finder.

Quickly and easily compare quotes from top Ann Arbor auto insurance companies side by side to see where you can get the best deal on your car insurance policy.

Ann Arbor, MI Car Insurance Coverage

One of the biggest decisions when choosing a car insurance policy is how much coverage to include on your policy. In Ann Arbor, MI there are minimum auto insurance requirements set by the state that your policy must meet. These are as follows:

• Bodily Injury Liability - $20,000 per person/ $40,000 per accident
• Property Damage Liability - $10,000
• Property Protection - $1,000,000
• Personal Injury Protection for Medical
• Personal Injury Protection for Work Loss

You may decide that the minimum coverage requirements are sufficient for your financial protection in the event of an accident, or you may choose to have additional coverage added to your policy.

Make sure you know your coverage options before you purchase your Ann Arbor auto insurance policy. Compare Ann Arbor car insurance policies now with our free Ann Arbor car insurance quote finder!

Ann Arbor Car Insurance Rates

In 2005, the state of Michigan was ranked number 12 for states with the highest auto insurance premiums. The average annual Michigan auto insurance premium at this time was around $1,089.

This means that only eleven states have higher auto insurance premiums than Michigan. If you are trying to find a cheap Ann Arbor car insurance policy you may feel like it is near impossible. Here are some tips for finding cheap car insurance in Ann Arbor.

• Credit Score: Having a high credit score can help you find low car insurance rates since many companies look at your credit score when determining the cost of your auto insurance policy.
• Deductible: Having a higher deductible will mean having lower premiums.
• Discounts: Discounts that most auto insurance companies offer such as good student and low mileage can help you save on car insurance costs.
• Multiple Policies: Purchasing your homeowner and auto insurance from the same company could earn you a discount.
• Comparison Shopping: Shopping around is the best way to find the lowest car insurance rates available. Compare quotes every six months or so to ensure that you are still getting the best deal on your Ann Arbor auto insurance.

Michigan Traffic And Crash Statistics

Many things affect your auto insurance rates such as your vehicle, age, gender, marital status, driving record, claims history, and location. Insurance companies may consider the amount of traffic near where you live as well as accident statistics when determining your rates.

Here are some Michigan traffic and crash statistics from 2007:

• 1,084 motor vehicle deaths
• 80,576 non fatal motor vehicle crash injuries
• 987 fatal crashes
• 324, 174 total crashes

Ann Arbor Auto Insurance Companies

If you are in the process of choosing an Ann Arbor car insurance company there are a few things you should consider.

• Financial Stability
• Customer Service
• Experience
• Reputation
• Claims Service
• Rates

Some of the top Ann Arbor auto insurance companies include:

• GEICO
• Progressive
• AllState
• State Farm
• Nationwide

Compare Ann Arbor car insurance companies now with our free Ann Arbor car insurance comparison tool!

Shop Around For Auto Insurance In Ann Arbor Now!

Find the Ann Arbor auto insurance coverage you need today by using our free Ann Arbor, Michigan car insurance quote finder!

Compare multiple Ann Arbor auto insurance quotes side by side to find the best coverage at the most affordable prices today!